Sound financing. Sound counsel.

Understanding your options is the first step toward the right home — and the right loan.

Loan Programs

Options for every buyer.

There is no single "right" mortgage — only the one that fits your situation. We will help you understand the choices and connect you with trusted advisors who know this market.

Most Common

Conventional

Best for buyers with strong credit and 5 to 20 percent or more down. Typically offers the lowest long-term cost and no mortgage insurance with 20 percent down.

  • Down payment 3 to 20 percent
  • Best rates with 740+ credit
  • No upfront mortgage insurance at 20 percent
First-Time Buyers

FHA

Government-backed financing — ideal for first-time buyers or those with lower credit scores. More flexible qualification requirements.

  • Down payment as low as 3.5 percent
  • Minimum credit score of 580
  • Includes mortgage insurance premium
Military & Veterans

VA

An exclusive benefit for qualifying veterans, active military, and surviving spouses — one of the strongest mortgage products available.

  • Zero down payment
  • No private mortgage insurance
  • Competitive interest rates
Rural & Suburban

USDA

A zero-down option for eligible rural and suburban properties. Some DFW communities qualify — please ask if yours does.

  • Zero down payment
  • Income limits apply
  • Geographic eligibility requirements
Luxury Properties

Jumbo

For properties above conforming loan limits. We work with lenders who specialize in high-value DFW transactions.

  • Loans above $766,550
  • Requires excellent credit
  • Typically larger down payment
Texas Specific

Down Payment Assistance

Several Texas programs help qualified buyers with down payment and closing costs. Please ask what may apply.

  • TDHCA My First Texas Home
  • Homes for Texas Heroes
  • Local municipality programs
Begin

Request a lender introduction.

Share a few details and we will connect you with a trusted advisor who can walk you through your options and prepare a pre-approval — typically within 24 to 48 hours.

Begin the Conversation

Questions about financing?

We are happy to answer questions and point you in the right direction.

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